All bank lobbies are open for traffic with regular business hours.

As of May 24, 2021, face coverings are optional, but will continue to be strongly recommended for customers and team members who are not fully vaccinated.  We will also continue with our increased safety and cleaning measures, including social distancing.  This is subject to change, as we continue to monitor and follow guidance of the CDC and other regulatory agencies.

Thank you for entrusting us with your business. We look forward to seeing you!

Personal Checking

At Greenwoods State Bank our deposit services take top priority in meeting your personal needs. Checking account essentials can vary with each individual. You deserve accurate service, competitive rates and personal attention to your account.

That’s why we offer convenient Checking Account options. Whether you have limited checking activity or if you prefer to earn interest on your account, there is a checking product for you.

All Greenwoods State Bank checking accounts include the following benefits:

  • Free Online Banking
  • Online Bill Pay
  • Direct Deposits
  • 24-hour Mobile Banking
  • Mobile Deposit
  • CardValet
  • Visa Debit Card/ATM Access
  • Overdraft Privilege*

*Overdraft Privilege application and approval required. Fees may apply.

Brite Start Checking

  • Minimum Balance to Open: $0
  • Free E-Statements
    • Fee for paper statements
  • Minimum Daily Balance: $0
  • No Transaction Limits

Brite Money Checking

  • Minimum Balance to Open: $0
  • Minimum Daily Balance to Maintain to Waive Monthly Maintenance Fee:  $1,000
  • Free E-Statements
    • Fee for paper statements
  • Earns Tiered and Variable Rate of Interest
    • On balances of $1,000 or greater
    • Call for current rates
  • No Transaction Limits

Fees may reduce earnings.

Brite Rewards Checking

  • Minimum Balance to Open: $0
  • Free E-Statements (required)
  • Free Visa uChoose Rewards Debit Card
    • Earn rewards on purchases for using your debit card
  • No Transaction Limits

Free Visa uChoose Rewards Debit Card where you earn points for shopping and redeem those points for items of your choice from an online catalog.   Registration of debit card required with uChoose.

Interactive Video Player

Brite Future Checking

  • Minimum Balance to Open: $0
  • Free E-Statements
  • Earn More Interest
    • See below for qualifications
  • Interest Earned
    • On balances of $0.01 or greater
    • Call for current rates

To qualify for a higher interest rate on balances of $25,000 or less, you must receive a monthly e-statement, complete at least 12 debit card purchase transactions (excluding ATM transactions) and have at least one posted and cleared direct deposit / ACH credit each statement cycle. Balances above $25,000 will earn a tiered rate of interest. Accounts not meeting the requirements will earn a lower rate of interest and be assessed a monthly maintenance fee. This is a tiered and variable rate account and the rate may change after the account is opened. Fees may reduce earnings.

See Account Comparison Chart  
SAVE $2.00 – re-order checks online!