Personal Checking

At Greenwoods State Bank our deposit services take top priority in meeting your personal checking account needs.

Checking account essentials can vary with each individual. You deserve accurate service, competitive rates and personal attention to your account.

That’s why we offer convenient Checking Account options. Whether you have limited checking activity or if you prefer to earn interest on your account, there is a checking product for you.

All Greenwoods State Bank checking accounts include the following benefits:

  • Online Banking
  • Online Bill Pay
  • Direct Deposits
  • Mobile Deposit
  • Card Management
  • Visa Debit Card/ATM Access
  • 24-hour Mobile Banking
  • Instant Credit*

Contact us for more information:

Contact Greenwoods Open an account online

*Instant Credit application and approval required. Fees may apply.


Brite Start Checking account at Greenwoods State Bank
  • Minimum Balance to Open: $0
  • E-Statements
    • Fee for paper statements
    • No fee for Seniors 62+
  • Minimum Daily Balance: $0
  • No Transaction Limits
Brite Start Checking PDF
Brite Rewards Checking account at Greenwoods State Bank
  • Minimum Balance to Open: $0
  • E-Statements (required)
  • Visa uChoose Rewards Debit Card
    • Earn rewards on purchases for using your debit card
  • No Transaction Limits

Visa uChoose Rewards Debit Card where you earn points for shopping and redeem those points for items of your choice from an online catalog.   Registration of debit card required with uChoose.

View video more information

Brite Rewards Checking PDF
Brite Money Checking account at Greenwoods State Bank
  • Minimum Balance to Open: $0
  • Minimum Daily Balance to Maintain to Waive Monthly Maintenance Fee:  $1,000
  • E-Statements
    • Fee for paper statements
    • No fee for Seniors 62+
  • Earns Tiered and Variable Rate of Interest
    • On balances of $1,000 or greater
    • Call for current rates
  • No Transaction Limits

Fees may reduce earnings.

Brite Money Checking PDF
Brite Future Checking account at Greenwoods State Bank
  • Minimum Balance to Open: $0
  • E-Statements
  • Earn More Interest
    • See below for qualifications
  • Interest Earned
    • On balances of $0.01 or greater
    • Call for current rates

To qualify for a higher interest rate on balances of $25,000 or less, you must receive a monthly e-statement, complete at least 12 posted and cleared debit card purchase transactions (excluding ATM transactions) and have at least one posted and cleared direct deposit / ACH credit each statement cycle. Balances above $25,000 will earn a tiered rate of interest. Accounts not meeting the requirements will earn a lower rate of interest and be assessed a monthly maintenance fee. This is a tiered and variable rate account and the rate may change after the account is opened. Fees may reduce earnings.

Brite Future checking PDF

See Account Comparison Chart  
SAVE $2.00 – re-order checks online!