Personal Savings

man doing financial work looking over personal savings account

Personal Savings Account Benefits

A Personal Savings Account at Greenwoods State Bank can be your very own “work in progress.” What are your personal savings account goals and reasons for wanting to save? Our team of Bankers can help develop a personal plan for you that goes far beyond saving for a rainy day. A plan of regular savings to fit your unique needs is the secret to begin accumulating wealth.

All Greenwoods State Bank Personal Savings Accounts include the following benefits:

  • 24-hour Mobile Banking
  • Mobile Deposit
  • Convenient Locations
  • Combined Statements
  • Direct Deposit
  • ATM Access
  • Online Banking

Forward Junior Savings

Put your kids on the road to financial success.

  • Minimum Balance to Open: $0
  • Minimum Daily Balance: $0
  • Earns Variable Interest
    • Call for current rates
    • Fees may reduce earnings
  • Unlimited Free Deposits Allowed
  • You may make unlimited in-person/over-the-counter withdrawals from your account with no fee. A withdrawal fee will be charged for all other withdrawals, debits or transfers in excess of six each month.

Forward Christmas Savings

Save a set monthly amount for the holidays.

  • Minimum Balance to Open: $0
  • Minimum Daily Balance: $0
  • Earns Variable Interest
    • Call for current rates
  • Unlimited Free Deposits Allowed

The current balance plus all interest earned will be paid out to the account owner annually in October.

Forward Savings

Develop a personal savings plan for the future.

  • Minimum Balance to Open: $0
  • Minimum Daily Balance to Waive Fee: $100
  • Earns Variable Interest
    • Call for current rates
    • Fees may reduce earnings
  • Unlimited Free Deposits Allowed
  • You may make unlimited in-person/over-the-counter withdrawals from your account with no fee. A withdrawal fee will be charged for all other withdrawals, debits or transfers in excess of six each month.

Forward Money Market

Save with money market interest rates.

  • Minimum Balance to Open: $0
  • Minimum Daily Balance: $0
  • Earns Interest
    • Tiered and variable
    • Call for current rates
    • Fees may reduce earnings
  • Unlimited Free Deposits Allowed
  • You may make unlimited in-person/over-the-counter withdrawals from your account with no fee. A withdrawal fee will be charged for all other withdrawals, debits or transfers in excess of six each month.
See Account Comparison Chart